Real estate appraisal services for homeowners in the city of Stanton and Hunterdon County

 


Check out the top reasons NJ homeowners need AA Appraisals:

  1. To get a pre-listing appraisal (whether they're selling the home on their own or using an agent)
  2. To challenge a NJ property tax assessment
  3. Remove PMI to lower their mortgage payment
  4. Reinstate your Home Equity Line of Credit (HELOC)
  5. Verify another appraiser's report
  6. To determine the true market value of property in question to settle an estate in Hunterdon County or the state of NJ

Need help determining the price of your house in or near Stanton, NJ?
Contact AA Appraisals.

At AA Appraisals, we understand the special needs of a consumer looking for appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner (FSBO)

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. The professional appraisers at AA Appraisals will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a very important negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your home will attract many interested buyers. It's something tangible to show the buyer. It's an independent third party's opinion of your home's price, and not just how much your home is worth. Interested buyers assume you have an emotional attachment to your house and will be far more likely to give credibility to a qualified appraiser's value assessment than yours.

PMI Removal Appraisals

PMI stands for Private Mortgage Insurance. An attractive way to cut costs for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your property. In most cases you can apply to a lender to have the PMI eliminated from your loan. AA Appraisals is experts in helping homeowners just like you abolish undesirable PMI insurance.

Challenging Hunterdon county's assessment of your property

Your local tax assessor may have your home overvalued if you live in an area that is declining or not appreciating as much as other houses close to yours. This means you are paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better. A professional appraisal from AA Appraisals is your chief weapon when contesting your property tax assessment.

HELOC recently frozen?

Even if your specific property has not declined in value, your lender might choose to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area. Not only can this be annoying from a cash flow angle, but it can be detrimental to your credit score since it may appear as though that credit line is maxed out. AA Appraisals can help you reinstate your HELOC.

We Also Offer Field and Desktop Appraisal Review Services

Would you like a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you need an expert to double-check your appraisal for preciseness? In a field review we will go out and check the subject and comps. If you need it immediately, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal you may have had done before. Even though this is usually requested by banks, you may desire to employ this service if you suspect mortgage fraud related to your home.